If paying your Zakat will make it difficult for you to repay your debt, you can deduct up to 12 months of repayments. This includes things like personal loans, mortgages, credit card payments, overdrafts and tax bills; one can only deduct the capital amount and not any interest payments. If you’re able to repay your debt and pay your Zakat, we advise that it’s better not to deduct.
Approved by Mufti Amjad 6th August 2023
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